Starter
For a single NBFC moving off spreadsheets.
₹7,500
per month · one entity
- Full loan book & interest engine
- All 4 bureau file formats
- Pre-filing validation
- Weekly & monthly reports
- Excel import / export
Pricing
Pricing
Every plan includes the full loan book, the interest engine and all four bureau formats. Billed monthly in INR; Enterprise on annual contract.
Plans
From a single NBFC to a multi-entity group. Every plan includes the full loan book, the interest engine and all four bureau formats.
Professional
For NBFCs filing every cycle to every bureau.
₹15,000
per month · one entity
- Everything in Starter
- Consumer + commercial segments
- Attachments & document store
- Role-based access
- Priority support
Group
For multi-entity groups and their treasuries.
₹37,500
per month · up to 5 entities
- Everything in Professional
- Multi-tenant isolation
- Super-admin console
- Subscription management
- Onboarding assistance
Enterprise
Custom deployment, custom controls.
Custom
annual contract
- Self-hosted or private cloud
- Custom fields & workflows
- RBI return modules (roadmap)
- SLA & dedicated support
- Data migration included
How Bureaulens compares
What changes when the loan book, the interest engine and the bureau files are one system rather than a chain of workbooks.
| Capability | Bureaulens | Spreadsheets + manual filing |
|---|---|---|
| Bureau files | Generated, spec-exact | Hand-built each cycle |
| Interest accrual | Per-tranche engine, 365-day | Formulas that drift |
| Validation | Before submission | On rejection by the bureau |
| Limit & PAN controls | Enforced at entry | Found at audit |
| Closures & NPAs | Cycle-aware automatically | Adjusted by hand each cycle |
| Multi-entity | Isolated tenants, one login | One workbook per entity |
| Audit trail | Every transaction, every user | Limited and manual |
Frequently asked questions
Which bureau file formats does Bureaulens generate?
Commercial UCRF V3.10 pipe-delimited text files, consumer TUDF V3.74 files, consumer data-submission workbooks generated from each bureau's own template package, and a full UCRF preparation workbook (HD/BS/AS/RS/CR/GS/SS/CD/TS sheets) — one set per member ID for TransUnion CIBIL, Experian, Equifax and CRIF High Mark, packaged as a single ZIP per cycle.
How accurate is the interest engine?
Actual/365 with inclusive day-count, applied per tranche at each tranche's own rate. NPA accounts accrue nil, matching standard income-recognition practice. Customers reconcile it against audited workbooks to the paisa.
Can we import our existing loan book from Excel?
Yes. Parties, agreements and transactions import from Excel templates with row-level validation — duplicates are blocked, limit breaches are skipped with reasons, and nothing silently changes.
How are bureau member IDs and headers managed?
Every member ID, short name, TUDF header user, TL member code and cycle ID is configurable per bureau in Settings. Nothing is hardcoded — each entity files under its own identities.
Does it support multiple NBFCs in one group?
Yes. Bureaulens is multi-tenant: each entity's parties, loans, transactions and bureau settings are fully isolated, with a super-admin console for subscriptions across the group.
What about closures, NPAs and historical cycles?
Loans close with full history retained. Filing generation is cycle-aware: a loan live on the cycle date appears in that cycle even if closed later, so historical regeneration always matches what was actually filed.
Request a demonstration
A 30-minute walkthrough on your own data — your agreements, your reporting cycle and your bureau member IDs.